We couldn't be happier with our Home Warranty from One Guard. The customer service people are top notch, I always get a call back from the service people the same day. I've had a new panel for our stove, an A/C checkup (without the pressure of them trying to sell me a service contract) and our garbage disposal fixed. I love the fact that you pay One Guard directly for the service. I will definitely renew my contract next year, for they are the BEST!!!