Word of advice NEVER use this company for anything. They give you unreasonable terms even when you do everything they make you do more. They lost our mortgage paperwork. Then made us late for our closing date. After they sent all the papers were signed they told us well we need you to pay off other debt. A day before our second closing date!! They are hard to get a hold of and customer service sucks. They don't care about your deadlines. Very unreliable!!!! Very unprofessional!!! Just a nightmare!!!!!!