If I could I would give 0 stars. Ok so I'm at work and I checked my Fico and I see a inquiry from this company. I called and they have told me it's a loan home company, and the funny thing is I never applied for a home loan. I asked them how they got my informant in order for them to check my credit they said you have spoked to Gil and it was verbal application but sry he is not working for us anymore and I ask them to send me my recorded voice she said we don't record anything and I asked them to dispute the inquiry from my credit report since I never applied for, she said why would I do it since if was you.(RUDE). No Miss KAREN it wasn't me it is called IDENTITY THEFT Some one got my information and applied instead of me You stupid dumb people. Not to mention I live in California and they pulled my credit report from AZ. Watch out people... Red flaggggg .