Whatever you do , do not use the roadside assistance, they contract with a company called Agero and my husband was on the side of the road for 7 hours in 105degree heat waiting for a tow truck .Every time we called they said the trucks on the way. We have been members for over 25 years and have at least eight different products through USAA. I guess you get what you pay for, since its free, that's what you get very bad service. The day after that happened we went to AAA and got membership, I know it would only take 30 minutes or less for tow with them!!!! Hope no one else goes thru what we did.