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  • I have been trying to refinance my mortgage since December 2017 to get $20,000 cash out to pay off some of my credit card debt. I had the equity in my home but I wanted to make sure I remained under the 80% threshold to avoid having to pay Premium Mortgage Insurance. Needless to say I have had the opportunity to talk with my many mortgage loan officers. Many of the officers are just trying to make a quick buck without really listening to what you are trying to do. I made an online inquiry on lendingtree.com and soon had many reputable lenders calling. I was really disappointed with some of the major lenders out there who weren't able to earn my business. Some of the loan officers were simply making outrageous claims I knew they would not be able to deliver. I went through the process with several of them only to have them not be able to deliver on their claims and trying to charge $10,000 in closing cost for a loan. I was to the point of giving up when Wyndham called. I am really glad I listened to Kyle Balder from Wyndham. I have to be honest and say I was not terribly convinced he could get it done for under $6000 in closing cost. Kyle worked hard to earn my business and went the extra mile to get me the best rate possible. I am scheduled to close on Friday and am really grateful for all his hard work. Wyndham Capital has earned a customer for life. I am really happy that I will be able to accomplish my credit goals!!!
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