BEWARE! They committed FRAUD ON A LOAN APPLICATION. I am currently working with the network to whom the fraudulent application was sent and the other credit unions. I had a loan in place when I walked in the door. I was not seeking a loan but he was trying to beat the rate and applied for a loan for thousands more than needed or negotiated amount of auto and trade AND did so without my consent or signature.
I am following up with the BBB and the Big three credit agencies. One formal complaint is being filed currently by the manager of one credit union.