My husband and I picked him on reviews and left our initial counsult terrified. I dont know if others had a less complicated case, but he left us with the impression we would lose everything, our cars, dignity and first born. He looked up our judgements and told us there probably was a civil warrant out for our arrest which was not at all the case. Mind you, we are not wealthy and did qualify for chapter 7. I am glad we got a second opinion.