We worked with Pati as first time homebuyers and our experience with her was amazing and stress free! First of all Pati is just the kindest person you will ever meet! As soon as we first spoke to her on the phone we felt right away comfortable and even more so when we met her in person. Pati has such a warm and welcoming personality. She was very informative from the beginning as to what we were qualified for and gave us advice and steps towards what we can do to increase our purchase limit. As soon as our numbers were right we jumped on the process of home shopping right away because our lease was ending soon and we wanted to make sure everything falls in to place when we do find our home. Luckily the first day of home shopping we found our dream home and right when our realtor informed the team we found THE ONE, Pati got started right away on working on our loan. I swear..Pati, her team, the lender made everything happen so flawlessly that our loan was ready even two weeks before closing. From the inspection, to the appraisal, to the ease of receiving documents to be signed electronically was just so convenient. We felt like we didn't have to lift a finger and was able to just do our day to day routine. Pati and her team made everything possible for us to close on our Loan on time with no setbacks. Escrow and signing day was a breeze and we got our keys to our home. Thank you so much Pati for your hard work and dedication on assisting us with our home buying needs! We are proud to say we are satisfied and happy customers. Home ownership is such an amazing feeling and you helped us reach this goal. Mahalo Pati!!