. "0"^^ . "0"^^ . "2017-08-15T00:00:00"^^ . "1"^^ . . "NEVER AGAIN. I called Chris about reviewing my tax return for last two years to see if I could\nqualify for a 50k home loan with rehab. I specifically told him I did not want to pull my credit at this time, and wanted to wait till 2016 return was done by accountant. Then we would go from there. When return was done, I sent him return. Since I was a independent contractor, I have lots of schedules and deductions. He said net income was too low for qualification. A week later he pulls my credit without my permission and without an application. Nice work, thanks for nothing."^^ . "1"^^ . .