"This insurance company is morally offensive. They make up pre-existing conditions that never happened so that they can deny your claim. They take over 1 month to to come to a conclusion about your claim (because they are working really hard to find a reason to deny it).\n\nSave your money. Do not believe what you read. These people are liars and cheats."^^ . "1"^^ . . "2015-06-15T00:00:00"^^ . "10"^^ . . . "0"^^ . "0"^^ .