. . "0"^^ . . "Absolutely horrible credit card company. From the second you start talking with a rep to the time you hang up on them. BTW I have excellent credit. I just chose to use this horrible CC company, but that's definitely done. Really spend sometime looking around but do not settle for this company."^^ . "2016-05-02T00:00:00"^^ . "0"^^ . "1"^^ . "1"^^ .