"Richard was very helpful, I left him a message on a busy Monday morning, he got back to me after an hour, I told him about an issue that I have, which indicated something wrong on my credit report, he was friendly and explained me over the phone what has to be done free of charge,highly recommend."^^ . "0"^^ . "0"^^ . . "2016-01-25T00:00:00"^^ . . "6"^^ . "5"^^ . .