. "11"^^ . . "2011-11-13T00:00:00"^^ . "0"^^ . "If u put a downpayment or Ernest money expect not to get a refund if u decided not to push through with the purchase! they said that u have 7 days to change ur mind but in reality they wld do everything they can to drag ur loan approval passed 7 days which by then refund is not an option!"^^ . . "1"^^ . "0"^^ .