"3"^^ . "0"^^ . "3"^^ . "This credit preys on people with low credit score. It has a $25 fee to replace a lost card. Also a $9.00 fee to make a payment on the phone. The people that answer their phone are not well trained and barely get the job done.\n If you absolutely need a credit card use this one as a last resort but that is it."^^ . "2018-05-04T00:00:00"^^ . . "0"^^ . . .