. . "5"^^ . "2"^^ . "0"^^ . "2017-04-13T00:00:00"^^ . "A mortgage lender had referred me to Paragon Credit Services. Right away Wayne MacPhee called to explain my credit situation and what I needed to do to repair my credit history with my current home loan lender. I am very glad that I spoke to Wayne because he pointed out a process that I didn't realize was being reported on my credit report by the lender."^^ . . "2"^^ .