"1"^^ . "2015-04-17T00:00:00"^^ . . "25"^^ . . "4"^^ . . "Can I rate this Card a big fat ZERO Stars?\nPoor customer service. Refusal to help long time customers even those who even accepted their predatory Lending practices.\nI had 1 late payment after 3 years with card and was Immediately reported to the credit me as delinquent and when I called to ask for a one time \"Goodwill Adjustment\" \nthey refused to do so, despite it being in their power.\nfor a one time late payment I dropped 80 points on my credit score.\nif you're looking to rebuild your credit or even establish your credit I suggest looking elsewhere"^^ . "2"^^ .