"0"^^ . . "STAY AWAY FROM EMBRCE PET INSURANCE, BIG SCAM.! They paid on a few of my claims, when my poodle had a fracture but denied all claims when he got bone cancer, saying it was pre existing, even after we sent all the previous years clean/ no problem vet report. They will\nfind something to deny your claims, be careful, ask your vet for recommendations, do not use them!"^^ . "2017-01-26T00:00:00"^^ . "1"^^ . "0"^^ . "19"^^ . . .