. "2017-08-15T00:00:00"^^ . "The owner answered phone as if I was bothering him. I asked about borrowing 50k hard loan with 6 months term. I told him I had 24k. He said if I needed to borrow 50k, I needed 50k in the bank as collateral. WTF?! If I had 50k in the stinking bank, I wouldn't need to borrow any money at all.."^^ . "0"^^ . "0"^^ . . . "1"^^ . "2"^^ .