. "0"^^ . . "1"^^ . . "My bank sent me a new debit card so my payment was declined. I work in two states and am very busy. I did not even know what my monthly payments were. I never gave a second thought or even looked at the charge. Banfield had the nerve to turn me into collections. I paid the 45 dollars and will never do business with them again. I probably would have let them have charged me for another 10 years for simple peace of mind. I will never shop at that pet smart or use banfield again. Bad business. I got multiple calls monthly from the staff trying to generate teeth cleaning business but when it comes credit reporting .... Nada Very offensive. To top things off I told all of my friends about the service I thought it was great but now forget it. With service like this that business is in trouble."^^ . "0"^^ . "0"^^ . "2015-01-07T00:00:00"^^ .