. "0"^^ . "0"^^ . "2015-12-17T00:00:00"^^ . "Viktoria worked very hard to fix our credit issues but to no avail the creditors wouldn't budge! Viktoria kept her word and guarantee and after 6 months of trying and no results she refunded is 100% of what we paid! Of course we wish our credit was improved but Viktoria tried very hard. Not all creditors are willing to delete negative info though."^^ . . "5"^^ . . "3"^^ .