I'm glad to see One Nevada reads the reviews, I would like to see a reply of my review. I've been a member for six years. I needed to replace my car with a used car. The purchase price was $6,000 and I was putting down $2,000. On their denial letter it mentioned my 790 FICO score. Now some background about me, my income is $40,000 plus, my total debts (charge cards) are $5,000, not owed to One Nevada. So I applied on line to Capital One, they approved a $30,000 auto loan, which I didn't use. After this experience I had with One Nevada I withdrew $5,000+ from my savings & checking accounts. Now they have $5.01 in my savings & $11 in my checking, which to loan you.