Cash only, so that way you have to use their ATM and pay the fee if you are a first timer. That would be OK if the food is good, but it's not. Ordered the monster burger one time and it was overcooked and dry. Onion rings are greasy. Fish was OK. But real fish fillets are not square, so you know it was processed. Fries were average and they are generous with the Quantities. Prices are cheap. I guess they think their spicy ketchup is great (it's not, and they charge more for extra) but no tarter sauce and Heinz ketchup. Comes down to you get what you pay for. The Friday fish fry at the church during lent is way better than this.