The dealer not the issue it's their financing. Wells Fargo dealer services suck ! They repo'd my car because of lack of insurance?? I just renewed my tabs with the state of Arizona last month. They increased my payment from $ 289 to $409 to add their insurance. When I failed to pay the $409 over the last two months they took my car back ! You need to know what your getting into with Wells Fargo dealer services. Going to Gary Harper and 3 on your side, my payments were need late. Also they NEVER called me or notified my by email or letter, of any repo process. I went to work and their driver rudely called me and said I have you car Christian sucker!