Had to erase my good review for this store and replace it with a bad one. We signed up for the no interest plan and was told it was going to be 1 full year. Well guess what I just got a letter in the mail from Wells Fargo saying that if I don't pay the balance in full by the 6 month mark that I would have to pay a 28% interest rate. If I wanted to pay the entire balance in one payment, I wouldn't have signed up for this credit card. Now I learned my lesson, these people are liars. Either that or they don't know what the hell they're doing when they set up these accounts. I could have gone anywhere and got a guaranteed no interest credit card because I have such good credit. But I trusted mattress firm and apparently that was a mistake. Nothing anybody could do to fix it either!