My husband and I are Realtors. We have worked with quite a few lenders in our 5+ years in the business. However we have come to rely on Scott Smith at Academy Mortgage quite heavily and here is just one reason we love Scott and Academy Mortgage. We had two closings scheduled for 2/14/18 (what can I say? I'm a romantic. I wanted our clients to have an easy-to-remember date). Anyway, many times loan documents are produced very late in the escrow period which can cause some pretty serious jitters on both the buyer and seller sides. Scott and his team had documents ready and signed for these two deals on February 8th and the 9th--WAY ahead of closing--which resulted in very relaxed and smooth closings. The majority of our deals go this way with Scott. Not only that, we also like working with Scott because HE manages each deal from start to finish. He answers his phone (evenings and weekends included). He has a great support team. If you think only the interest rate matters, think again...you want someone on your side diligently working for you towards a smooth closing. Scott is someone you can count on to get it done right and on time.