what a joke! i call for an appointment with any nearby doctor and they tell me theres a one month wait just to see a doctor! what?!!?! so, we are already forced to buy health insurance then you have to wait forever to actually use the health insurance you are paying for. they wait until after youve already signed up.. in fact months later to ask for proof of how much you make. if you didnt believe how much i made in the first place, you should have asked then!! when i chose not to supply them with extra information after they should have originally asked for it, they bumped my monthly rate from $30 to $90 without even a phone call. what a joke of a company. i switched to a lower paying job and you are forcing me to pay higher rates now. umm. no! for what? your insurance is practically unusable!