RUN away from this Insurance company. They are a living nightmare and the most deceitful, dishonest and untrustworthy Insurance company imaginable and make no apologies for it. Their CSR staff are abusive and if you do direct debit with them, they are worse than a shady Gym membership and will take whatever fees out of your account, without notice. After they destroy your reputation, you do not want to be handcuffed to this insurance company and compromise your ability to get affordable insurance elsewhere. Now run and find some other insurance company before you live to seriously regret it.