After scrutinizing several banks for simple investment wheels and considering another rental property in a market drenched with Vegas style renting, my husband and I found ourselves at the District, Charles Schwab office, to review some IRA's we had started about 15 years ago before getting caught up in the "landslide of zero wealth". Now nearing 50 we both find it crucial to look for new and careful ways to invest. The gentleman who helped us was Keith Jensen. He was polite upon our unannounced arrival, and sat with us for over an hour. His consideration for our efforts and his discerning advise provided new avenues for our family's future wealth. As a couple who live within our means and budget weekly, Keith was quick to analyze our needs and respectful of our minimal investments. All of which we have only thanks to offer Charles Schwab for providing an Excellent Advisor!!!