When I checked my balance on a Sunday afternoon, I saw I was $1.11 overdrawn by mistake. First thing on the way to work on Monday morning, I stopped at the ATM to make a deposit, thinking it was covered and didn't have to worry. When I got to work, I checked online banking and it showed an $35 NSF fee. WHAT? Chase and the other big banks do their work on week day nights which allow you to recoup an overdrawn amount ahead of time without getting an NSF. But no, ONEAZ dinged me on the spot on a Sunday afternoon. I was shocked, I had no clue they did this. After reading the reviews, it makes no sense to even call to complain, they won't reverse it. Needless to say, I closed the account, not going to be prey to that practice anymore.