Oak bank rocks! I like that they are locally owned. The offer a high level of customer service. Their rates (loans and deposits) are competitive. Again, their customer service is top notch. Everyone is extremely helpful and friendly. You get the impression they really appreciate your business.
I am currently in the process of refinancing my house. The process has been painless, efficient, and I am extremely pleased with the interest rate.
Added bonus - fresh baked cookies in the lobby every day!