I am typing this on my phone please pardon the errors.
**If thinking about a loan through this company DO NOT DO IT!!**
The worst loan company I have dealt with. Rude customer service who like Wells Fargo are shady, bureaucratic lying cheating ass hats. Expect nothing more then a horrible web page, rude agents and fees. Like many have said, I pay down loans faster. WFDS does not like this so put as many blocks in place as possible. Refinance your loan and get away from this company as soon as possible.
I always use a basic rule when selecting a new business. When I can, I look at how a company resolved issues. That is the surest way to see how they will treat you. Read what everyone here is saying about them. Wells Fargo has a forever tarnished reputation in my book. Scam me once, I share my experience.
Real review is rated -1 star.