DON'T USE THEM!!! I don't even feel safe with them having my SSN and other info, they are rude and unhelpful! Worst experience ever, they were quick to take our money to have us fill out our applications but waited a week to hear back. They sent me wrong paper work and when I faxed and emailed them back they never got it had to keep resending. They where acussing me of having things on my record that weren't accurate. I'm going to also be sending a statement to the BBB because it almost seems like a scam.