This food court offering is an absolute gem in the Financial District, and it's in the PATH, so you have the choice to walk here underground! Located in the Richmond-Adelaide Centre food court (just across from the David's Tea, Nadege, MNP and Google Office entrance, around the corner from M Square Coffee, on the way up to the Eaton Centre through the PATH, etc), this place is a great spot to purchase reasonably priced breakfast fare and lunch options.
I've visited several times, and all my orders so far have been fresh, quick, and a good portion size. There are a variety of bagel types/flavours, you'll have lots to select from, and they have more than just breakfast fare - they have many sandwich options too. If you order anything with meat, they are very generous with how much they stuff your sandwich/bagel, and the same goes for their cream cheese.
On a recent visit, I ordered a chicken sandwich on their version of an "everything" bagel, and the portion size was large, sauces were tasty, all the ingredients were so fresh, and it was, honestly, a very well-made, delicious sandwich - and under $5.00!
For the area, the prices are very reasonable. There is also plenty of clean food court seating, which is wiped down/swept regularly. I will definitely be back again and again!