These people make me sick. They hold my direct deposit payroll checks for up to 14 days!!!! I set up my bills to auto-deduct when my check will be deposited. Said I wanted NO overdraft protection. They hold my check, bills get paid and bam I'm hit with $300 in overdraft fees? Are you serious? My money disappears, has not shown in my account for days, shows (-) balance when I know I have money, go down to talk to them and they said, looks good on our side you must have read it wrong. I know how to read a statement you ignoramous. Way to make your customers uncomfortable, awkward and angry. Everyone in there is rude, looks down on you and so incredibly unhelpful. I heard great things about them, and never in my life have I had a worse experience. I have banked with Chase, Wells Fargo, TruWest, BOA and desert schools. Never again would I put anyone in their hands. Unless you don't want access to your money, people to look at you like you are garbage, not respond to phone calls or e-mails, and hold your check so they can charge you insane amount in overdraft fees because they won't release your own money to you.