Ok, so I had bad credit. But I got a good paying job. I go to smart auto and get me a car thinking I will repair my credit. No no no, unfortunately that video taped movie they make of you signing yo contract means nothing. The promise to report to all 3 credit bureaus means nothing. Worst experience I've ever had buying a car. Please keep your money! This company does not deserve it. There are better companies that will help you...TRUST. Paid on time for 32 months...car breaks down beyond repair...call smart auto for help...got turned down. When I go looking for a new car that's when I find out it was all in vain.