The only thing I don't like, is when you apply online for credit. The sales guys calls you up, like really?!? I went down and talked to them already and I just wanted to see if I could apply online without them talking to me, because I already talked to them at the store, but at that time I didn't want to feel like I was pressured into buying something right there and now. So I figured applying online and see what kind of credit I can get. so that way I feel like I can take my time on choosing the product I like within my range of credit. If I knew applying online would have them call me then I would not even try to apply online, defeats the purpose on telling everyone apply online, but will call you anyways. :/