As a first time home-buyer, I was nervous about EVERYTHING, but Michael put me at ease! I asked a million and one questions, and he answered them all. He made sure that I knew where we were in the loan process and kept us posted. He even found blemishes on my husband's credit that we didn't know about because they belonged to my husband's father. Within days, he helped us clear them up and they were removed from my husband's credit report! And most importantly, he was there at our signing and reminded me of everything we discussed and what each percentage and fee was. Because he is so knowledgeable, I felt like I was knowledgeable as well! Buying my first home was such a positive experience, and I really feel it is because I had him on my side to walk me through the process. You can't go wrong if you choose Michael!