Beware of this mortgage lender.
They will pre-approve your mortgage, charge you 500$ for an appraisal on a house that you entered into contract on, and the ultimately deny you for no reason. You may also lose your Ernest money deposit.
This happened to me. My situation was financially better then when I got the pre approval, but I received a denial letter 30 days after our original closing date.
Do not expect any communication from anyone at the vegas office or your loan processor in Atlanta.
I had the pleasure to get Andy Welker. If he is assigned as your processor, I would either a.) request another processor b.) run away