Buyer beware! The sales reps lie to you and tell you anything to get you to buy the products and services. Jeff told me "the contract doesn't matter, Guardian will let you out with no fees, especially if you sell the home." That is 100% not true! $750 termination fee! Oh and only certain departments can tell you that! Always have to wait for a call back because no one is ever available to take a call, even though that is their job! Customer service reps are rude and inconsiderate!