I have worked with Brad and Amber on more than one occasion and have found them to be thorough, pleasant, very responsive and honest. On my first encounter, I submitted an application online late in the evening and received a call back less than 24 hours to discuss my application. I had read the loan terms and disclosures on their website prior to submitting the application. When I spoke with Brad, he thoroughly walked me through their fees, rates, and terms. Everything he mentioned aligned with what was published on the website. I felt comfortable proceeding and we closed the loan within 10 days. I have also successfully closed two other loans with eMortgage and I can confidently say that they lived up to their promises on all three loans. If you're looking for alternative financing for your quick project, I would highly recommend working with Brad and Amber! Do yourself a favor and read the terms on their website so you can decide if it's the right option for you first.