Absolutely terrible business! I originally opened a business account with US bank and was given the option to have them do all of my credit card processing and I denied that option well it turns out that for the last 3 years unbeknownst to me that I was actually secretly being charged and fraudulently being charged $30 a month on a separate banking transaction for credit card processing which I did not sign up for! and when I asked for a refund they told me that they could only refund 3 months of money that was taken fraudulently out of my account! and when I asked why they could only refund 3 months they said because I didn't catch it sooner that they were stealing money from me! so basically the bank that I was hiring to protect me from fraud was fraudulently charging my account! So I closed out all of my credit cards business account personal accounts and savings accounts with US bank