I am so glad that I found out there's a Vantage West Credit Union up here in Phoenix. I hadn't been able to set up online banking with them before I moved from Tucson to Goodyear in the summer, so at the beginning of every month, I'd drive down there and make my payments on my car. I cannot believe I didn't think to Google a VWCU up here. I'm seriously wondering whether or not to post this as I look like a moron.
In any event, I went there (it took FOREVER, as the directions made it a bit confusing and I missed a couple of turns). The staff was incredibly friendly (of the two ladies I spoke to). I didn't really mind having to pay them $300, haha. I'm glad I found this place and will inevitably be back to make payments.