I am extremely pleased with Embrace. I have a rottweiler who for years did not have problems, and for years I considered cancelling my coverage because I never thought I would need it. The time came when my Rottweiler developed osteosarcoma, and needed to see a veterinarian cancer doctor. The costs were astronomical, but I didn't have to hesitate because Embrace had been simple to work with, no questions, no nonsense insurance that most people dream of. They did exactly what they said they would do on their insurance declarations, and I couldn't be happier. My dog has now exceeded her life expectancy at time of diagnosis and is doing well. I don't think I would be enjoying my time with her now if Embrace did not do what they told me they would do in my dog's time of need. Thank you!