This credit union charges for a checking and save account combo. Isn't the point of a credit union that fee are low or none existent? To set up an account is a long press. One that despite what they indicate on there website make you actually go in to a branch. Their branches are a hot mess. I have be been a credit union member back in Maryland for some time (actually my whole life) and know that it is not going to be same level of service that you get at traditional banks but this was ridicules. No tellers, a wait list that is on a piece of paper. No ability of send in document electronically. There app is a mess too, more focus on advertising loans then helping people plan their finances. Even though I "have" an account though them, I will not be finish the step up processes. And plan on looking for another credit union or community banks. Would not recommend anyone coming here.