After struggling to pay the vet bills for the care of my prior pet when she neared the end of her life, when I was ready to get another puppy, I made sure to get some insurance on her so I wouldn't have to worry about whether or not I could afford to help her if she got sick. I asked around, and heard great things about Embrace, so I gave them a shot.
The first 2 wellness claims I submitted to them were reviewed and approved within a few days. I received my checks within a week. So far, so good with this company.