aaa/csaa auto insurance is a defective product .
a word from the wise
When you shop to buy a product you look at the benefits the product will provide.
Then you make your decision
Of course your decision can be swayed be the insurance sales people called agents . They explain the insurance concept and show you information about how each product can solve the problem when filing a claim,
But agents dont have on their welcome to our insurance brocher or they themselves wont tell you is their are actual customer complaint graphs , websites and blogs (that you need to read ) trying to spread the information to people having to buy (forced by our goverment /states ,dmv)auto insurance complaints . Complaints after complaints making sure that you understand that you can lose out you hard earned income money and all the interest you pay the bank when buy a car.
when you have an accident. The problems that arise are .
insurance controling every $ they spend fixing the problem/repair and dening some of the repair .
Controling how long you can have your rental and dening you the full car rental coverage
Totaling your car.
Dening you , cause you dont have proper coverage.
Dening you cause your damage was not related to your accident.
Dening you cause the problem already existed before the accident.
Dening you cause the accident was your fault.
And raising your payments when you were at fault even if you couldnt prevent it.
Even a policeman can write up a wrong report cause of bad information and blame you for the accident and make your insurance payments go up.
And still many more .
Auto insurance companies control how much they will pay the repair shop by giving them insurance job's
.
These shops that except these jobs are getting paid little to nothing for their work but take the jobs to supplement their income . Insurances adjusters sent from your insurance claim have take look at the damage and give the estimate to the shop .at the point of meeting the owner of the shop and the adjuster becomes friends with the owner of the shop .
They take care of business but also laugh it up and can become real good friends.
So if I have an accident and the insurance company Tells me to take my car to the an auto shop I preferr or take the car to one of their guaranteed shops. BE CAREFULL
This means the auto insurance company is making you do the work and YOUR deciding what to do .
INSTEAD OF THEM. Thats a trick
They should take your car and have it fixed and deliver it to you ready and done .
Instead what happens is nobody ever drives you car to evaluate the condition of damage .
Your the only one knows that damage condition
now your stuck with dealing with the body shop employees and explaining to them whats wrong with you car
But in the back of their mind the body shop estimator already knows what is going to be excecpted by your insurance adjuster .
So the body shop estimator wont write down all that you see wrong with your car after being in an accident. He will say .I will look at it .
So not everything will get repaired all the time when its time to pick your car up.
So lets pretend your picking up your car at the body shop and you notice something isnt right you complain and the body shops employee or oener that you hire says to you not all repairs were accepted by your auto insurance
Call them and complain to them .
Then the insurance adjuster say its been denied we can only fix some of it. We will send you a letter explaining
So now your complaint to the body shop who fixed your your broken damaged car is not responsible for making your car run like it used to run before the accident .so the complaint has be with your auto insurance that will not spend anymore than thats on their budget to fix and repair your particular car.
So you lose out. The body shop and the auto insurance adjuster teamed up against you without you knowing . (Cause now their friends)You have no control of the process.
Only a black hat team thats works out of an office controlling the system against you.what the agent selling you auto insurance didnt tell you that there are all kinds of ways to lose out
If you try to fight your own Insurance company forget it .they will fight you tooth and nail and the web reports say that insurance companies always win against their customers
They hire high $ attorney's that make our regular attorney's performance sick.
I your fighting and complaining against your Auto Insurance companies they prefer you to sue them in court cause they know they will win. Thats how they are geared.
You dont see that on the brochure because if you did see that you wouldnt buy it . What does the word INSURANCE mean?