For VA loans, I can't say enough about the Hill Group! I am a first time home buyer, so I can't really compare to another experience, but I can say that I had minimal stress during our purchase. Most people I talk to complain about how stressful their home buying experiences are, but ours was almost stress free.... The Hill Group Guided us to an awesome lender after our own bank turned us down for a VA loan. We ended up closing on an AWESOME property that should have been hard to get and did it all within 1 1/2 months of first looking at the property. CALL THE HILL GROUP! THEY ARE AWESOME!