First, I never do this unless it is absolutely necessary and it would be irresponsible not to. DO NOT ACCEPT THEIR MAGAZINE PROMOTION. The cashier made it sound like I wouldn't pay anything until I respond to a mailing I would be receiving. This makes sense since the magazine company needs to acquire a payment method...correct? NOPE. Ulta slides your credit card and gives it directly to the magazine companies, and if you don't respond then they automatically charge you assuming no new is good news. Luckily the customer service rep at the magazine company took care of me and refunded me... at least that's what he said and we will see.