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  • I opened several Schwab accounts in the last 90-days and I have been very impressed with the staff and how Schwab operates. I'm a "Boglehead" (Index Investor) at heart, Schwab has welcomed and has embraced this, I have not been pressured to invest in actively managed funds. Danny Bhavsar, Client Relations VP, has been particularly helpful and has earned my trust. Danny helped me transition funds from numerous other investment firms to multiple Schwab accounts of various types (IRA, Roth, Brokerage, CD's). Schwab has a really cool tool that calculates the clients goals and risk tolerance then invests those funds for a VERY LOW expense ration. It's like a target date fund, it's called "Intelligent Portfolios". It's the George Foreman of investing "set it and forget it", just don't forget to keep putting your money in! I love Schwab Bank, it has free checks, free bill pay, use any ATM, and it's linked directly to my brokerage accounts. Schwab bank is primarily online but there is a brick and mortar branch 5 miles away for the 1-2 times per year I need to actually go to the bank. Their app is very robust and easy to use. You can deposit checks, transfer money, and see your investments and checking account all at a glance.
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