Wells Fargo deserves no 5 star rating. The company itself that transcends the employees has ruined it for all. Countless lawsuits, transaction stacking to incur overdraft fees and now the latest scam literally, future charging of overdrafts fees! Never before seen until now! This after ditching free checking because Congress had to legislate against them concerning debit card charges! B rating at BBB and past present and future lawsuits because of G-R-E-E-D. Couple this with the worst customer service rating in the business and you have.....Wells Fargo!